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Buyer guide · Florida · Updated October 2026

Buy a gas station in Florida

Florida has more gas stations and c-stores for sale than almost any other state, from Miami corner stores to truck stops on I-75 and I-10. Prices run higher than the national average and the details are different here: hurricanes, insurance and generator rules. Here is what Florida buyers should know.

The Florida market right now

394 gas stations, c-stores and truck stops were listed for sale in Florida in our daily index, with a median asking price of $1.2M. The middle half asked between $350K and $2.8M, and most included the real estate.

Source: Global Petro Advisors’ daily index of public Florida gas station and c-store listings, October 19, 2026 (371 with an asking price; car washes, land, sold and other non-station listings removed). Asking prices, not sale prices. For how stations are actually priced, see how much gas stations sell for.

  • Florida's year-round population growth and tourist traffic on I-95, I-75, I-4, I-10 and the Turnpike keep fuel and inside sales strong, and buyer competition is real.
  • Land is expensive in the coastal metros (Miami-Dade, Broward, Palm Beach, Tampa Bay, Orlando), so stations with the property often ask well above stations with a lease.
  • Budget for windstorm and flood insurance, and ask for the last three years of premiums. Florida law requires many stations near evacuation routes to be wired to run on a backup generator (section 526.143, Florida Statutes).

1. Financing a Florida gas station

Most buyers use an SBA loan. An SBA 7(a) loan (up to $5 million) can cover the business, the property, equipment and working capital. An SBA 504 loan is built for the real estate: roughly 50% from the bank, 40% from an SBA-backed lender and 10% from you, often 15% because lenders treat gas stations as special-purpose property. Plan on about 10 to 20% down overall, plus inventory at closing, and have proof of funds ready for your offer.

SBA 7(a) loans ↗SBA 504 loans ↗

Want a lender who already knows stations? See our preferred partners.

2. Tanks and environmental checks in Florida

In Florida, storage tanks are regulated by the Florida Department of Environmental Protection (FDEP), with county programs doing many of the inspections. Florida's Petroleum Restoration Program covers cleanup at some older contaminated sites, so a past release does not always kill a deal.

Ask for the FDEP facility ID, the compliance and inspection history, tank and line ages, and any discharge records with their cleanup status. The Florida Department of Agriculture (FDACS) inspects fuel dispensers and fuel quality.

FDEP Storage Tank Compliance ↗FDACS fuel and gas pumps ↗EPA underground storage tanks ↗

3. Licenses and permits in Florida

Beer and wine package sales need a license from the Division of Alcoholic Beverages and Tobacco (most c-stores hold a 2APS beer and wine license), and the same Division issues the retail tobacco permit. The lottery license is issued in your name by the Florida Lottery. Plan the transfers early so they don’t hold up closing.

Florida Alcoholic Beverages and Tobacco ↗Florida Lottery ↗

4. Check the numbers and the contracts

Match tax returns to P&Ls, monthly fuel gallons to supplier statements, and inside sales to POS reports. Read the fuel supply agreement for term, gallons owed, assignment rules and any payback of incentives, and if the land is leased, confirm the years left. Our guide on fuel supply contracts explains what to look for.

5. Make an offer and close

Offers go in as a Letter of Intent with price, deposit, a 30 to 60 day due diligence period, financing terms and inventory at cost. Then come the Phase I, lender approval, license transfers, the supplier’s consent, an inventory count and the keys. The full path is in how to buy a business.

Frequently asked questions

How much does a gas station cost in Florida?
Public Florida gas station and c-store listings had a median asking price of about $1.2M in our October 2026 index, with the middle half between $350K and $2.8M. Stations with the real estate ask more. Asking prices are not sale prices.
Who regulates gas station tanks in Florida?
The Florida Department of Environmental Protection (FDEP) regulates storage tanks, with county programs doing many inspections. FDACS inspects fuel pumps and fuel quality.
Do Florida gas stations need a generator?
Many do. Florida law requires stations near evacuation routes, and some newer and larger stations, to be wired to run on a backup generator. Confirm the station's status before you buy.
Can I use an SBA loan to buy a Florida gas station?
Yes. SBA 7(a) and 504 loans are common. Expect a Phase I environmental review, about 10 to 20 percent down, and lender questions on insurance costs.

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Selling instead? See sell my gas station in Florida.